The Maldives is always at the top of every backpacker's travel wish list. With its vibrant coral reefs, crystal clear waters, and tranquil beaches, this gorgeous archipelago holds troves of luxurious and relaxing tropical treasures just waiting to be beheld.

However, everyone knows that luxury comes at a pretty steep price, and the Maldives is no exception to this luxury price rule. For a first-class trip to the country's most prestigious private islands, guests should expect to pay thousands of dollars.

But for the more money wise travelers, don't worry. There are lots of ways to enjoy a trip to the Maldives without having to empty your bank account. Here are our top travel tips for going to the Maldives on a budget.

Off-season benefits

Because the Maldives is made up of hundreds of small islands, it's understandable that there would be no direct flights to Male. Instead, travelers will probably have to stop and change planes in Malaysia or Singapore.

Furthermore, ticket prices to Male can get really pricey, especially during the months of November through April (Maldives' peak season). Choosing to travel during the lean months of May to October will practically guarantee lower ticket prices.

However, you're going to want to avoid travelling there during the months of June and July. These months mark Maldives' monsoon season, and that pretty much explains itself.

Choosing your island

The Maldives comes with countless island options; everything from glamorous private islands to more densely populated, local-inhabited islands. Choosing which island to reside in during your stay will not only consume a big chunk of your budget, but will also determine the kind of trip you're going to have.

Though private islands usually come at steeper prices, it's important to note that choosing a private island resort has some serious benefits. For example, private islands are some of the only places you'll be able to lounge around in a bikini since Islamic nations strictly enforce the covering of shoulders and thighs in public places.

These are also the only places you'll be able to purchase and consume alcoholic beverages. If you're one to indulge in a cocktail while lounging about on the shore, then you're going to have to choose a resort island.

The right accommodation

The Maldives has some of the most gorgeous tropical themed hotel and resort rooms in the world. However, these fit-for-a-king rooms also come with royal price tags (up to $2000 a night). Instead, after choosing your island, we recommend looking into the guesthouses in the area.

There are usually hundreds of local-owned guesthouses scattered about islands. Most of these will cost you about $100 a night, yet come compete with air conditioning, hot and cold showers, free meals and clean beds.

Just be sure to stay on your guard. You wouldn't want to wind up overpaying for something, especially during off-season. It's always best to be informed about how much you should expect to pay.

Convert your cash

Because of its vast tourism, most resorts, restaurants and activity centers will probably be open to receiving US dollars as payment. However, when paying for things such as land or water transportation, it may be better to pay using the local currency.

One US Dollar will get you about 15 Maldivian Rufiyaa. While you may not have to convert all your pocket money, it may be best to have some converted so you won't have to face your bill being rounded up to the nearest dollar value.

Another good tip is to have your dollars converted into smaller Rufiyaa bills, so that you are prepared to pay cab or boat drivers, as well as leave tips.

Overall, a trip to the Maldives doesn't have to come with a hefty cost. Exploring this tropical jewel in the Indian Ocean is more than achievable at a reasonable budget. Just keep these tips in mind and explore the wonders of the Maldives!